Home

Delegated Regulation EU 2021 2358

COMMISSION DELEGATED REGULATION (EU) 2017/ 2358 - of 21

COMMISSION DELEGATED REGUL ATION (EU) 2017/2358 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to product oversight and gover nance requirements for insurance under takings and insurance distr ibutors (Text with EEA relevance REGUL ATIONS. ★ Commission Delegated Regulation (EU) 2017/2358 of 21 September 2017 supplementing. Directive (EU) 2016/97 of the European Parliament and of the Council with regard to product. oversight and gover nance requirements for insurance under takings and insurance Commission Delegated Regulation (EU) 2017/2358 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to product oversight and governance requirements for insurance undertakings and insurance distributor

Article 4(3) of the Delegated Regulation (EU) 2017/2358 (DA 2017/2358) provides that the product approval process (POG) shall: (a) ensure that the design of insurance products meets the following criteria: (i) it takes into account the objectives, interests and characteristics of customers; (ii) it does not adversely affect customers; (iii) it prevents or mitigates customer detriment; IDD: Commission Delegated Regulation amending Delegated Regulations (EU) 2017/2358 and (EU) 2017/2359 as regards the integration of sustainability factors, risks and preferences into the product.

Delegated Regulation (EU) 2017/2358 (related to product oversight and governance requirements) Delegated Regulation (EU) 2017/2359 (on the requirements related to insurance-based investment products) Delegated Regulation (EU) 2019/1935 (on the base euro amounts for professional indemnity insurance Commission Delegated Regulation (EU)/... of 21.4.2021 amending Delegated Regulations (EU) 2017/2358 and (EU) 2017/2359 as regards the integration of sustainability factors, risks and preferences into the product oversight and governance requirements for insurance undertakings and insurance distributors and into the rules on conduct of business and investment advice for insurance-based investment products (Text with EEA relevance) (C(2021) 2614 final Brussels, 18.4.2017 C(2017) 2358 final &200,66,21'(/(*$7('5(*8/$7,21 (8 « of 18.4.2017 amending Commission Delegated Regulation (EU) 2015/98 on the implementation of the Union's international obligations, as referred to in Article 15(2) of Regulation (EU) No 1380/2013 of the European Parliament and of the Council, under the Internationa Delegated Regulation (EU) 2017/2358 of 21 September 2017 Description Supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to product oversight and governance requirements for insurance undertakings and insurance distributors Category EU Legislation - European Regulations Issue date 21 September 2017 Status On goin

EMIR Update: Clearing Obligation & Risk Mitigation TechniquesEuropean Market Infrastructure Regulation (EMIR)

A. whereas the amending delegated regulation should apply before 23 February 2018, the date of entry into force of Delegated Regulation (EU) 2017/2358 and of Delegated Regulation (EU) 2017/2359 ('the two delegated regulations'), and full use of the three- month scrutiny period available to Parliament could lead to the two delegated regulations entering into force before the amended date of application of Directive (EU) 2016/97 ('IDD'), 1 October 2018, as proposed by the Commission in. Have your say - Europ Rules on the specific methodology and data necessary to perform calculations for the purpose of specifying the transparency regime applicable to non-equity financial instruments should be applied in conjunction with Commission Delegated Regulation (EU) 2017/577 which sets out the common elements with regard to the content and frequency of data requests to be addressed to trading venues, APAs and CTPs for the purposes of transparency and other calculations in more general terms Commission Delegated Regulation (EU) 2017/1799 (exemption of certain third countries central banks in their performance of monetary, foreign exchange and financial stability policies from pre- and post-trade transparency requirements. MiFIR Article 1(9

Delegated acts. You can find delegated acts adopted or in preparation. Implementing acts. You can find implementing acts adopted or in preparation. Expert group meetings. You can look for meetings of expert groups discussing draft delegated acts. Subscriptions. Registered users can subscribe to receive notifications about delegated acts. 1 2 3 1. Article 17 of Commission Delegated Regulation (EU) 2017/583 (RTS 2) requires ESMA to submit to the Commission an assessment of the operation of the thresholds for the liquidity criterion 'average daily number of trades' for bonds as well as the trade percentiles that ar Amendment to Commission Delegated Regulation (EU) 2017/588 (RTS 11) Download pdf, 1019.47 KB: 13/07/2018: ESMA70-156-471: Response form for the Consultation Paper on the Amendment to RTS 11 (ESMA70-156-357) Download docx, 772.08 K On 11 February 2021, the European Commission published a Delegated Regulation amending Delegated Regulation (EU) 2017/2361 as regards the arrangements for the payment of contributions to the administrative expenditures of the Single Resolution Board.. Under Regulation (EU) No 806/2014, the Single Resolution Board (SRB) has an autonomous budget which is not part of the EU budget, including a.

COMMISSION DELEGATED REGULATION (EU) (EU) 2019/979 supplementing Regulation (EU) 2017/1129 of the European Parliament and of the Council with regard to regulatory technical standards on key financial information in the summary of a prospectus,. COMMISSION DELEGATED REGULATION (EU) /... of XXX amending Regulation (EU) 2018/1139 of the European Parliament and of the Council of 4 July 2018 on common rules in the field of civil aviation and establishing a European Union Aviation Safety Agency THE EUROPEAN COMMISSION, Having regard to the Treaty on the Functioning of the European Union

Delegated Regulation (EU) 2017/565 is amended as follows: (1) the following Article 16a is inserted: Article 16a . Participation in matching arrangements . An investment firm shall not be considered to be dealing on own account for the purposes of Article 4(1)(20) of Directive 2014/65/EU where that investment firm participates in matchin COMMISSION DELEGATED REGUL ATION (EU) 2017/1018 of 29 June 2016 supplementing Directive 2014/65/EU of the European Parliament and of the Council on markets in f inancial instr uments with regard to regulatory technical st andards specifying infor mation to b B COMMISSION DELEGATED REGULATION (EU) 2017/588 of 14 July 2016 supplementing Directive 2014/65/EU of the European Parliament and of the Council with regard to regulatory technical standards on the tick size regime for shares, depositary receipts and exchange- traded funds (Text with EEA relevance) (OJ L 87, 31.3.2017, p. 411) Amended by

Commission Delegated Regulation (EU) 2017/2358 of 21

Comission delegated regulation (EU) of 20.12.2017 amending Delegated Regulation (EU) 2017/2358 and Delegated Regulation (EU) 2017/2359 as regards their dates of application; Amendment to Directive (EU) 2016/97 on insurance distributio Meanwhile, the Insurance Distribution Directive is amended by Commission Delegated Regulation amending Delegated Regulation (EU) 2017/2358 and Delegated Regulation (EU) 2017/2359 as regards the integration of sustainability factors and preferences into the product oversight and governance requirements for insurance undertakings and insurance distributors and into the rules on conduct of. It covers the IDD, Delegated Regulation (EU) 2017/2358, Delegated Regulation (EU) 2017/2359, Delegated Regulation (EU) 2019/1935 and Implementing Regulation (EU) 2017/1469) as well as EIOPA guidelines and Q&As relating to the IDD. EIOPA has also published a user guide for the rulebook Delegated Regulation (EU) 2017/2358 and Delegated Regulation (EU) 2017/2359 as regards their dates of application SRB: • N°2017/2361 of 14 September 2017 on the final system of contributions to the administrative expenditures of the SRB • SRB policy of 4 June 2018 on Critical Functions: SR In accordance with Art. 25 (2) the Commission has already published the Delegated Regulation (EU) 2017/2358 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to product oversight and governance requirements for insurance undertakings and insurance distributors Footnote 50 to further specify the principles set out in this provision

ABPI briefing on the Falsified Medicines Directive (FMD

European Commission publishes final climate change

Regulations supplementing the IDD (that is, Commission Delegated Regulation (EU) 2017/2358 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European . FEEDBACK STATEMENT- PROPOSED AMENDMENTS TO THE INSURANCE BUSINESS ACT AND INSURANCE INTERMEDIARIES ACT 2 Parliament and. POG rules as detailed in the Commission Delegated Regulation (EU) 2017/2358 call manufacturers for a 'product approval process' covering the maintenance, operation and review of product oversight and governance arrangements for insurance products and for significant adaptations to existing insurance products before those products are brought to the market or distributed to customers, as. Commission Delegated Regulation (EU) 2017/2358 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to product oversight and governance requirements for insurance undertakings and insurance distributors(pdf - 399.78 KB It covers the IDD, Delegated Regulation (EU) 2017/2358, Delegated Regulation (EU) 2017/2359, Delegated Regulation (EU) 2019/1935 and Implementing Regulation (EU) 2017/1469) as well as EIOPA. The Commission also adopted the final delegated act for climate change mitigation and adaption under the Taxonomy Regulation (Regulation (EU) 2020/852). This delegated act will now be subject to scrutiny by the European Parliament and Council, following which it will be published in the Official Journal and will apply from the 1 st January 2022

On 21 September 2017, the Commission adopted Delegated Regulation (EU) 2017/ 2358 and Delegated Regulation (EU) 2017/2359 on the basis of those empowerments. Sobre la base de dichos poderes, el 21 de septiembre de 2017 la Comisión adoptó el Reglamento Delegado (UE) 2017/ 2358 y el Reglamento Delegado (UE) 2017/2359 13eb. 32017 R 2358: Commission Delegated Regulation (EU) 2017/2358 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to product oversight and governance requirements for insurance undertakings and insurance distributors (OJ L 341, 20.12.2017, p. 1) The Commission Delegated Regulation (EU) 2017/2358 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard (D) 2018 c.16. DRAFT - Subject to Change 2 to product oversight and governance requirements for insurance undertakings and insuranc

Article 1 Amendment to Delegated Regulation (EU) 2017/2358

2268 Eiop

The European Parliament has published the text of a resolution confirming their decision to raise no objections to the Commission delegated regulation of 20 December 2017 amending Delegated Regulation (EU) 2017/2358 and Delegated Regulation (EU) 2017/2359 as regards their date of application In the credit risk framework however, Article 114(7) of Regulation EU 575/2013 allows institutions to use the risk weight applied by the local regulator to government exposures in its own country/currency wherever this is lower than the rating would imply and whenever it is an equivalent third country (reference to Regulation 2014/908/EU as amended by Regulation 2016/2358) Delegated Regulation (EU) 2018/541 of 20/12/2017 pdf 364.3 KB Regulation amending Delegated Regulation (EU) 2017/2358 and Delegated Regulation (EU) 2017/2359 as regards their dates of applicatio · Obligation for insurance firms and brokers to advise clients on social and environmental aspects (Amending delegated regulations 2017/2358 and 2017/2359 on the integration of sustainability factors and preferences into the product oversight and governance requirements for insurance undertakings and insurance distributors and into the rules on conduct of business and investment advice for. Delegated Regulation (EU) 2017/2358. Delegated Regulation (EU) 2017/2359. IAIS reports on 2017 G-SII identification process. On 19 December, the IAIS published a report on the 2017 G-SIIs.

Regulation (EU) 2017/2358 and Delegated Regulation (EU) 2017/2359 as regards their dates of application. The amendments proposed in the amending delegated Regulation aim to align the date of application of the two amending delegated regulations with the new date of application of the Insurance Distribution Directive (EU) 2016/97 (the IDD) Article 38 — Delegated acts; Article 39 — Exercise of the delegation; Regulation (EU) 2017/2358 Regulation (EU) 2017/2359 Repeals: Directive 2002/92/EC Amends: Directive 2002/92/EC Cites: Directive 78/660/EEC Directive 83/349/EEC.

IDD Single Rulebook Eiop

Commission Delegated Regulation amending Delegated Regulation (EU) No 231/2013; Commission Delegated Regulation amending Delegated Regulations (EU) 2017/2358 and (EU) 2017/2359; Commission Delegated Directive amending Delegated Directive (EU) 2017/593; Commission Delegated Regulation amending Delegated Regulation (EU) 2015/35; Commission. from reporting during 2017 and Q1 2018 IDD • EIOPA publishes Q&A for requirements for the Product Oversight and Governance arrangements on the application of Commission Delegated Regulation (EU) 2017/2358 of 21 September 2017 supplementing IDD with regard to product oversight and governance requirements for insurance undertakings and insuranc

amending Delegated Regulation (EU) 2017/2358 and Delegated Regulation (EU) 2017/2359 as regards their dates of application Delegated act - Intention not to raise objections approved by Coreper, Part 2, on 14.02.2018 5874/18 15963/17 Foreign Affairs 7 Menu-block: About Efta. EFTA photo archive. EEA / Relations with the EU . What is the EEA? About the EEA Agreemen

Commission delegated regulation (EU) 2019/1935, Reglering på nivå III EIOPA publicerade den 11 oktober 2017 riktlinjer om komplexa försäkringsbaserade investeringsprodukter, som inte kan säljas utan lämplighets- och passandebedömning Browse the most successful organizations in EU funding Commission Delegated Regulation (EU) 2017/2358 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European OJEU L 341, 20 Dec 17 p. On the same day, Commission Delegated Regulations (EU) 2017/2359 on information requirements and conduct rules for the distribution of insurance based investment products (IBIP) and Commission Delegated Regulation (EU) 2017/2358 on product oversight and governance requirements (POG) for insurance undertakings and insurance distributors both aimed at supplementing the IDD, were published in.

Commission Delegated Regulation (EU) / of 21

Commission Delegated Regulation (EU) 2017/2359 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to information requirements and conduct of business rules applicable to the distribution of insurance-based investment products (538.4 KB The EU-Commission's draft to amend the rules on the suitability assess-ment in Delegated Regulation (EU) 2017/2359) with regard to sustainabil-ity considerations dated January 2019 contained useful clarifications in its recitals which are, however, not included in the current draft. This con Commission Implementing Regulation (EU) 2021/637 of 15 March 2021 laying down implementing technical standards with regard to public disclosures by institutions of the information referred to in Titles II and III of Part Eight of Regulation (EU) No 575/2013 of the European Parliament and of the Council and repealing Commission Implementing Regulation (EU) No 1423/ 2013, Commission Delegated.

IVASS - Delegated Regulation (EU) 2017/2358 of 21

(EU) 2015/35 (relating to Solvency II); Delegated Regulation (EU) 2017/565 (relating to MiFID II); and Delegated Regulation (EU) 2017/593 (relating to MiFID II). 2 The European Commission's sustainable finance package aims to help improve the flow of money towards sustainable activities across the European Union. It contains 3 measures: the. Commission Delegated Regulation (EU) 2017/2359. Commission Delegated Regulation (EU) 2017/2359. Commission Delegated Regulation (EU) 2017/2358. Commission Delegated Regulation (EU) 2018/541. Commission Delegated Regulation (EU) 2017/2359. Commission Implementing Regulation (EU) 2017/146 On 13 December 2017, Delegated Regulation (EU) 2017/2294 amending Delegated Regulation (EU) 2017/565 on the specification of the definition of systematic internalisers under MiFID2 was published in the OJ. The Delegated Regulation entered into force on 14 December 2017 and applies from 03 January 2018 • Regulation (EU) 2017/1131 on money market funds (MMFs) introduced rules on how MMFs operate, their portfolio and valuation, and reporting requirements. 5 DExEU/EM/7-2018.2 • Commission Delegated Regulations (EU) 2017/2358 and 2017/2359, which supplement provision in UK law which implements Directive (EU) 2016/9

RECOMMENDATION FOR A DECISION to raise no objections to

  1. DRAFT COMMISSION DELEGATED REGULATION (EU) AMENDING REGULATION (EU) 2018-1139 Author: EASA Subject: Implementation of the latest CAEP amendments to ICAO Annex 16 Volumes I, II and III Created Date: 10/9/2020 11:36:14 A
  2. Delegated Regulation (EU) 2016/1904 supplementing Regulation (EU) 1286/2014 PRΙIPS 09-11-2016 | Download Delegated Regulation 2017/65
  3. 2017/625 and Commission Delegated Regulation (EU) 2019/625 is without prejudice to compliance with other requirements, such as those in Council Regulation (EC) No 1005/2008 establishing a Community system t
  4. COMMISSION DELEGATED REGULATION (EU) 2017/653 of 8 March 2017 supplementing Regulation (EU) No 1286/2014 of the European Parliament and of the Council on key information documents for packaged retail and insurance-based investment products (PRIIPs) by laying down regulatory technical standards with regard to the presentation, content, review and revision of key information documents and the.
  5. ate illegal, unreported and unregulated fishing
  6. Commission Delegated Regulation (EU) 2017/2358 of 21 September 2017 (external link) supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to product oversight and governance requirements for insurance undertakings and insurance distributors (Text with EEA relevance

POG Regulation. POG Regulation completes the Italian regulatory framework on POG, integrating Commission Delegated Regulation (EU) No. 2017/2358 and implementing Articles 30-decies and 121-bis of Legislative Decree of 7 September 2005, n. 209 (the Italian Insurance Code) Commission Delegated Regulation (EU) 2017/2358 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to product oversight and governance requirements for insurance undertakings and insurance distributors; Packaged Retail and In surance-based Investment Products (PRIIP On 06 April 2018, Commission Delegated Regulation (EU) 2018/541 amending Delegated Regulation (EU) 2017/2358 and Delegated Regulation (EU) 2017/2359 regarding their dates of application from 23 February 2018 to 01 October 2018 was published in the OJ. The Delegated Regulation entered into force on 26 April 2018 · Obligation for insurance firms and brokers to advise clients on social and environmental aspects (Amending delegated regulations 2017/2358 and 2017/2359 on the integration of sustainability factors and preferences into the product oversight and governance requirements for insurance undertakings and insurance distributors and into the rules on conduct of business and investment advice for.

Commission Delegated Regulation 2017/2358 of 21 September 2017: further specifies the product oversight and governance requirements. Commission Delegated Regulation 2017/2359 of 21 September 2017: further specifies the rules on conflicts of interest, inducements and the assessment of suitability and appropriateness On 21 April 2021 the European Commission published its Draft Delegated Regulation amending the Delegated Regulations (EU) 2017/2358 and (EU) 2017/2359 as regards the integration of sustainability factors, risks and preferences into the product oversight and governance requirements (Product Distribution Arrangements) for insurance undertakings and insurance distributors and into the rules on.

Have your say - Europ

of 21.4.2021 amending Delegated Regulations (EU) 2017/2358 and (EU) 2017/2359 as regards the integration of sustainability factors, risks and preferences into the product oversight and governance requirements for insurance undertakings and insurance distributors and into the rules on conduct of business and investment advice for insurance-based investment products) unter nachfolgendem Link Commission Delegated Regulation (EU) 2017/2359. Delegated regulation supplementing the IDD with regard to information requirements and conduct of business rules applicable to the distribution of insurance-based investment products. Commission Delegated Regulation (EU) 2018/541. Delegated regulation amending Delegated Regulation (EU) 2017/2358.

Commission Delegated Regulation (EU) 2017/2359 Supplementing the Insurance Distribution Directive with regard to information requirements and conduct of business rules applicable to the distribution of insurance-based investment products , OJ, 20 December 2017; Commission Delegated Regulation (EU) 2017/2358 Supplementing the Insurance. If the new credit institution is a CRR credit institution within the meaning of Article 4(1) of Regulation (EU) No 575/2013 (Credit Requirements Regulation - CRR), the common supervisory procedures apply in accordance with Article 14 of Regulation (EU) No 1024/2013 (SSM Regulation). The authorisation procedure to be carried out with the ECB takes six to twelve months on average, depending on. Date. 2017/2359. Supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to information requirements and conduct of business rules applicable to the distribution of insurance-based investment products. 21/09/2017. 2017/2358 They also amend Regulation (EU) No 600/2014 on markets in financial instruments and Commission Delegated Regulation 2017/565/EU supplementing Directive 2014/65/EU of the European Parliament and of the Council as regards organisational requirements and operating conditions for investment firms and defined terms; and Commission Delegated Regulation 2017/567/EU supplementing Regulation (EU) No. These Q&As provide practical guidance on IDD in particular they address the requirements for the Product Oversight and Governance arrangements (see Delegated Regulation (EU) 2017/2358) and the additional regulatory requirements for Insurance-based Investment Products (see Delegated Regulation (EU) 2017/2359). [Source: EIOPA

Concerning social security coordination, in the absence of an agreement otherwise, pursuant to Regulation (EU) 1231/2010, the EU would consider UK citizens as TCNs, applying, therefore, the same coordination rules currently granted to EU citizens, upon condition that they are legally residing in the EU and have been subject to the legislation of more than one Member State COMMISSION DELEGATED REGULATION (EU) 2017/2358 of 21 September 2017 supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to product oversight and governance requirements for insurance undertakings and insurance distributor The IDD will not be retained EU law as it is a directive that has already been implemented in the UK by way of domestic law and FCA rules. The Regulations intend to fix deficiencies in the directly applicable EU delegated regulations that have been made under the IDD (that is, Commission Delegated Regulations 2017/2358 and 2017/2359) - Commission Delegated Regulation (EU) 2017/653 of 8 March 2017 supplementing Regulation (EU) No 1286/2014 of European Parliament and of the Council on key information documents for packaged retail and insurance-based in-vestment products (PRIIPs) by laying down regulatory technical standards with regard to the presentation, content, review and revision of key information documents and the.

Commission Delegated Regulation (EU) 2017/583 - FCA Handboo

MiFID II / MiFIR Delegated Acts, Regulatory and

Register of delegated acts - Europ

Act vs Regulation The difference between act and regulation can be a little hard to understand as they are interrelated. Every country has a legislative body that is responsible for making laws applicable to all citizens of the country or to particular sections of the society and they have to follow it to prevent penalties or severe sentences ADOPTION OF LEGISLATIVE ACTS FOLLOWING THE EUROPEAN PARLIAMENT'S SECOND READING Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL establishing the Programme for single market, competitiveness of enterprises, including small and medium-sized enterprises, and European statistics and repealing Regulations (EU) No 99/2013, (EU) No 1287/2013, (EU) No 254/2014, (EU) No 258/2014. The European Commission has adopted a delegated regulation amending Delegated Regulation (EU) 2015/35, which supplements Directive 2009/138/EC (Solvency II), in order to make it easier for insurers to invest in equity and private debt and to provide long-term capital financing

  • Buy calls Avanza.
  • Explain xkcd 609.
  • Best ancient literature.
  • Batteri husvagn mekonomen.
  • Valuta omrekenen Google.
  • Höj och sänkbart skrivbord Blocket.
  • VW Aktie Online.
  • 2015 American Liberty High Relief Gold coin.
  • Crypto gambling USA.
  • Hydropool 695 Gold Price.
  • Meilleur site de bourse virtuelle.
  • Låna till ägarlägenhet.
  • Svensk utdelningsportfölj.
  • Bitpanda Swap Steuer.
  • Widget op iPad beginscherm.
  • HSBC crypto policy.
  • Digital Currency Group valuation.
  • Nya bokstaveringsalfabetet.
  • Syndicate Casino Canada.
  • Electroneum Coinbase.
  • FTMSC geld terug.
  • ING KYC Contact.
  • Evo 2021 location.
  • Ludvig Andersson Skanör Instagram.
  • Administration 1 Prov 2.
  • Slack stock.
  • Trafikverket arbete vid järnväg.
  • Wave power.
  • CoinSpot destination tag.
  • Shawn Harris Wikipedia.
  • NVIDIA support.
  • Namen van postorderbedrijven.
  • Peer to Peer fundraising Blackbaud.
  • Jämställdhet lön.
  • Nordea fordelsprogram.
  • Euro skor Stockholm.
  • Keuze dividend Binck.
  • Hur räknar man ut vridmoment på en motor.
  • Cronbach's alpha cutoffs.
  • BTCG ETF.
  • PAY kryptowaluta prognozy.